"I have the services provided by this law group since April’12. And they are not only highly professional, but the lawyers like Jacob Singer bring a common understanding of all problems, and their respectful considerations provide a sincere and sympathetic environment. They are also very easy to reach and none of my concerns was too small to have immediate attention.
Great services – I highly recommend them to everybody.."
- M.J. (Brooklyn, NY)
"Thank you so much for helping me with my financial situation. I was told by other attorneys that I would have to file bankruptcy and my loans could not be settled otherwise. The $500,000 plus you saved me on my mortgages has lifted a great weight off my shoulders and has enabled me to get back to running my practice and moving forward with my life."
- Dr. J.T. (Queens, NY)
"RC Law helped me stay in my home. My home had a lot of equity and I was rejected for modification many times before, but they were able to get me a great and affordable modification. Best of all they got my bank to pay most of their fees. Me and my family can't thank them enough for allowing us to hold onto our home...."
- Alex S. (Passaic, NJ)
"After I was turned down twice before by my lender BOA for loan modification as a last ditch effort I called RC Law Group. They weren't lying when they said they had a team that was well prepared with years of experience dealing with lenders out there because they were able to work out a way to take care of my horrible rate and get my penalties removed and reduce my interest rate by nearly 4 points to 2.875%. Thank You!"
- S.R. & D.R. (Queens, NY)
"We called their office and after the conversation we had with them we felt relaxed as they could help us. They got us a great loan work out even though other attorneys said they couldn't modify a FHA loan on which we owed $100,000 in past due payments . . . Our interest only Mortgage of 6.5% was now locked in on a fixed rate of 4% and all the money we owed them for not paying the last 3 years was totally cancelled. We are back on path and are not burdened with the stress of foreclosure. We would like to thank their team for such a great service."
- F.G. (New York)
Solution: Stop Debt Collection Harassment for FREE!
Often our clients have been subject to harassing treatment from debt collectors in their effort to collect the credit card debts. If you have been called by a debt collector early in the morning or late at night (or many times a day), threatened by a debt collector, or received an inappropriate collection letter, you may be entitled to sue the collector. Even if you have no damages on account of collector's violations, you would still be entitled to statutory damages of at least $1,000. One great advantage of this type of lawsuit is that the collection company is responsible for paying the costs and attorney fees, so 100% of what we collect from the collection company is yours!
Common Fair Debt Collecting Practices Act (“FDCPA”) Violations
A debt collector may only contact you over the telephone, by mail, in person, or by fax. The debt collector cannot call you at unreasonable times or places. Typically, this means that they should not call you before 8:00 a.m. in the morning or after 9:00 p.m. at night unless you agree to let them call you at those hours.
Debt collectors can call you and request that you pay the debt. However, they cannot harass you or abuse you. These are the types of things that they should not do:
Debt collectors cannot make false statements about themselves or the debts. They cannot misrepresent:
Debt collectors are also prohibited from:
If you have received phone calls or letters similar to the ones described as above we can help you.
Ending the Harassing Phone Calls!
RESULT: $3,000 for our Client and NO Attorney Fees!
A debt collection attorney was illegally contacting our Client's family member attempting to a collect a Bank of America credit card. We sued the attorney and recovered $3,000 for the debtor. Additionally, as part of the lawsuit, we negotiated to get rid of the debt without the client having to pay anything. Most importantly the entire process was Free for our client, since the debt collector had to pay our fees!!
Unfreezing a Bank Account and Eliminating the Credit Card Debt
RESULT: $1,000 for our Client, the $3,500 in her bank account was unfrozen and NO Credit Card Debt or Attorney Fees!
Our Client had a default judgment against her, but she was not even aware of the lawsuit, since the papers had been served at the address where the husband grew up, an address where neither he nor his parents had lived for many years.
Using this improper default judgment, Cohen & Slamowitz, a large New York debt collection firm, located the her bank account and had it restrained in an attempt to strong arm the couple into paying the alleged debt.
RC Law Group had the judgment vacated. Then, at no charge to client, sued Cohen and Slamowitz for this illegal behavior. We recovered $1,000 for the client and had her $7,000 credit card debt completely wiped away! Cohen & Slamowitz was punished for their illegal behavior and had to pay out attorney fees.